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\nNSBL is one of the fastest growing commercial Bank of Nepal with more than 1.30 million satisfied deposit customers and over 1 million ATM Debit cards holders. The Bank enjoy leading position in the country in terms of penetration of technology products, the Bank is moving ahead in The Nepalese Banking industry with significant growth in net profit with very nominal NPA as of 31st Ashad’s 2081. The Bank has deposit of Rs. 175.42 Billon and advances (including staff loan) of Rs. 135.91 billion, besides investment portfolio (including investment subsidiary) of Rs. 48.10 Billon. State Bank of India (SBI) with a more than 217 years history is the largest commercial Bank. In India in terms of assets, deposit, profits branches customers employees. The Government of India is the majority stakeholders and has controlling stake in SBI. A fortune 500″ entity our lovely SBI Bank has an extensive network, with over 22000 branches in India and 241 foreign offices in 29 countries across the World.
\nNepal SBI Bank has also established its wholly owned Nepal SBI Merchant Banking ltd. in the years 2016. The paid-up capital of the bank shall be Rs. 10 billion eight hundred ninety-nine million one hundred fifty-eight thousand sixty-eight only.
\nI am very happy to bring it into your information that the board has proposed for distribution of dividend of 10.65 percent for F\/Y 2080\/81. The Bank’s Capital Adequacy Ratio (CAR) was maintained at 13.24 percent against the minimum ratio of 11.50 percent prescribed by the NRB for the end of F\/Y 2080\/081 which has been reduced to 11.00 percent for these years. I would like to share that bank’s wholly owned subsidiary company, Nepal SBI Merchant Banking ltd. (NSMBL) has been providing various merchant banking and capital market source including portfolio management, register to share financial advisory, Issue and sales management.
\nCorporate Social Responsibility (CSR) activities of the SBI Bank contribution to Prime Minister disaster relief fund to support people affected by flood and landslide has contributed NPR. 25.00 (Twenty-five lakhs to the prime minister disaster relief fund under CSR and to support people affected earthquake has contributed NPR. 20.00 twenty lakhs to the prime minister disaster relief fund under CSR initiatives of the bank to support people affected by Earthquake at Jajarkot district.
\nNepal SBI Bank ltd. is a subsidiary of State Bank of India having 55% of ownership. The local partner viz. employee provident fund holders 15% equity and general public 30%. In terms of the technical services agreement between SBI and NSBL the former provides management support to the Bank through its expatriate officers, including managing director who is also the CEO of the Bank, Central Management Committee consisting of the Managing Director and Chief Financial Officer Chief Operating Officer and two verticals as decided by MD of Bank exercise over al control functions with the help of controlling offices and over see. The over all operations of the Bank.
\nNepal SBI Bank Ltd. is the first Indo-Nepal joint venture in the financial sector sponsored by three institutions promoters namely, The State Bank of India (SBI) employees provident fund and ADBL of Nepal through a memorandum of under standing signed on 17 July 1992.
\nThe recent environment in which the banking sector is going through one problems and challenge after another has raised serious questions about whether the countries economy will go down” The Capital increase policy adopted by NRB to make the banking sector strong and efficient has led to a massive capital increase in banks and financial institutions and investors have already increased the capital of Banks.
\nThe banking sector is in a historically challenging situation. At this challenging situation also the bank successfully provided good returns for the shareholders.
\nProblems are increasing in the banking system due to increased costs, shrinking profits, an increased in bad \/ non (NPL) in the sale and purchase of non-banking assets and exodus of skilled manpower.<\/p>\n","protected":false},"excerpt":{"rendered":"