Pro.Shatrughan shrestha
Standard Chartered Bank Nepal Limited (SCBNL) came into operation in Nepal in 1987 .It is a joint venture bank with standard chartered group owning 70.21% in the bank, likewise the general public of Nepal possesses 29.79% share in SCB Nepal. SCBNL has won “Bank of the year” 2009 Nepal, “Bank of the year 2012” Nepal, “Bank of the year 2015″ Nepal awarded by the Banker of the Financial Times, London.
SCB Nepal has provided an Excellent Dividend to the shareholders over the years, however, the dividend has fallen in the past couple of years, since the F/Y 1999/2000 SCBNL has distributed dividend ranging 11.84% to 148 %.
The table below presents the dividend history of SCBNL since the F/Y 1999/ 2000
F/Y F/Y Cash Dividend% Bonus Share% Total/Dividend
1999/2000 2056/57 100% 0 100%
2000/2001 2057/58 100% 0 100%
2001/2002 2058/59 100% 0 100%
2002/2003 2059/60 110% 10% 120%
2003/2004 2060/61 110% 0 110%
2004/2005 2061/62 120% 0 120%
2005/2006 2062/63 130% 10% 140%
2006/2007 2063/64 80% 50% 130%
2007/2008 2064/65 80% 50% 130%
2008/2009 2065/66 50% 50% 100%
2009/2010 2066/67 55% 15% 70%
2010/2011 2067/68 50% 0 50%
2011/2012 2068/69 45% 15% 60%
2012/2013 2069/70 40% 70% 50%
2013/2014 2070/71 41.5% 10% 51.5%
2014/2015 2071/72 19.21% 25% 44.21%
2015/2016 2072/73 1.75% 33.33% 35.08%
2016/2017 2073/74 5.26% 100% 105.26%
2017/2018 2074/75 17.5% 0 17.5%
2018/2019 2075/76 22.50% 0 22.5%
2019/2020 2076/77 4.84% 7% 11.84%
2020/2021 2077/78 3.06% 10% 13.06%
2021/2022 2078/79 16.51% 0% 16.51%
2022/2023 2079/80 19% 0% 19%
2023/2024 2080/81 19% 6.50% 25.50%
2024/2025 2081/82 19% 0% 19%
The bank have 14 banking branches outlets, 4 extension counter and 23 ATM from to customer provided for every times.
CSR Activities for the SCBNL contribution 3 Crores 1 lakhs .
The banking sector is in a historically challenging situation. At this challenging situation also the bank successfully provided good returns for the shareholders .
Problems are increasing in the banking system due to increased costs, shrinking profits , an increased in bad, NPL Non Performing loan , a slowdown in the sale and Purchase of non-banking assists and exoclus of skilled manpower .
The recent environment in which the banking sector is going through one problems and challenge after another has raised serious question about whether the country’s economy will go down” The capital increase policy adopted by NRB to make the banking sector strong and efficient has led to a massive capital increase in banks and financial institutions and investors have already increase the capital of bank.
The bank is also actively engaged with the local communities in raising awareness around financial literacy, Environment, heath and Education including conducting rehabitation activities for communities affected by the covid-19 pandemic.
The bank has been pioneer in introducing client-focused products and services and as pires to continue its leadership. It is the first bank in Nepal to implement the-Anti-Money laundering Policy and to apply ” The” Know your customers” procedure on all the customer accounts .
In 2018, the bank launched new valued behaviours, to help us become more, (Human”and bring our purpose to life. Since then , we have applied then to every thing we do- how we work, how we lead and how we make decisions. These three valued be haviours are a shared understanding of how we relate to one another, our clients and our communities .
The bank believes in delivering share holder value in a social, ethical and environmentally responsible manner. SCBNL throughout its long history has played and active role in supporting those communities in which its customers and colleagues live.
Standard Chartered Bank Nepal Limited: A Legacy of Stability, Returns, and Responsible Banking
Standard Chartered Bank Nepal Limited (SCBNL) commenced its operations in Nepal in 1987 and stands today as one of the most trusted and resilient foreign joint-venture banks in the country. The bank is a joint venture of the global Standard Chartered Group, which holds a 70.21 percent ownership stake, while the remaining 29.79 percent is owned by the general public of Nepal. This unique ownership structure reflects both international expertise and strong domestic participation.
Over the years, SCBNL has earned widespread recognition for its performance and governance standards. The bank was awarded “Bank of the Year – Nepal” by The Banker, a publication of the Financial Times, London, in 2009, 2012, and 2015. These accolades underscore its consistent operational excellence and leadership within Nepal’s banking sector.
Strong Dividend History
SCBNL has a long history of delivering attractive returns to its shareholders. Since fiscal year 1999/2000, the bank has distributed dividends ranging from a minimum of 11.84 percent to a remarkable high of 148 percent. Although dividend payouts have moderated in recent years due to broader economic and sectoral challenges, SCBNL has continued to provide reasonable and stable returns even in difficult times.
The detailed dividend history reflects the bank’s capacity to balance profitability, capital adequacy, and shareholder expectations across different economic cycles. Notably, even amid tightening margins, rising non-performing loans (NPLs), and increased regulatory requirements, the bank has maintained dividend continuity—demonstrating financial resilience and prudent management.
Banking Network and Services
SCBNL operates with a focused yet efficient network comprising 14 banking branch outlets, 4 extension counters, and 23 ATMs across the country. Despite a relatively compact physical presence, the bank emphasizes service quality, technology-driven solutions, and customer convenience, ensuring uninterrupted banking services at all times.
The bank has also been a pioneer in introducing client-focused products and services in Nepal. It was the first bank in the country to implement a comprehensive Anti-Money Laundering (AML) policy and to apply the “Know Your Customer” (KYC) procedure across all customer accounts, setting benchmarks for compliance and transparency.
Navigating Sectoral Challenges
Nepal’s banking sector is currently undergoing one of its most challenging phases in history. Rising operational costs, shrinking profit margins, increasing non-performing loans, slowdown in the sale and purchase of non-banking assets, and the exodus of skilled manpower have collectively put pressure on the entire financial system.
Additionally, the capital enhancement policy adopted by Nepal Rastra Bank (NRB), aimed at strengthening and consolidating banks and financial institutions, has led to significant capital increases. While this has placed added responsibility on investors, it has also reinforced the long-term stability and efficiency of the banking sector.
Despite these challenges, SCBNL has demonstrated remarkable strength by continuing to generate returns for shareholders and maintaining sound financial discipline, even during periods of economic uncertainty.
Commitment to Corporate Social Responsibility
SCBNL firmly believes in creating value beyond profits. The bank has contributed approximately NPR 3 crore 1 lakh towards Corporate Social Responsibility (CSR) initiatives. Its CSR focus areas include financial literacy, environmental protection, health, and education.
The bank has also actively supported communities affected by the COVID-19 pandemic through rehabilitation and relief initiatives, reaffirming its commitment to social responsibility during times of crisis.
Values, Ethics, and Sustainable Banking
In 2018, Standard Chartered introduced new “valued behaviours” aimed at making the organization more human-centric and purpose-driven. These behaviours guide how employees work, lead, and make decisions, fostering stronger relationships with clients, communities, and colleagues.
SCBNL believes in delivering shareholder value in a socially, ethically, and environmentally responsible manner. Throughout its long history in Nepal, the bank has played an active role in supporting the communities where its customers and employees live and work.
Conclusion
Standard Chartered Bank Nepal Limited stands as a symbol of stability, ethical banking, and long-term commitment in Nepal’s financial landscape. Even amid mounting sectoral pressures and economic uncertainty, the bank has upheld its core values, protected shareholder interests, and contributed meaningfully to society. With its strong governance, responsible banking practices, and forward-looking vision, SCBNL continues to set high standards for the banking sector in Nepal.